feat(finance): 新增财务分组与充值套餐管理页

套餐(面额/赠送/折扣/上架)写入 system_configs.recharge_packages，支付服务约60秒缓存生效

Co-Authored-By: Claude <noreply@anthropic.com>

src/App.tsx

@@ -21,6 +21,7 @@ import TaskEditor from "@/pages/tasks/editor";
 import TaskDetail from "@/pages/tasks/detail";
 import ProvidersPage from "@/pages/providers";
 import ConfigPage from "@/pages/config";
+import RechargePackagesPage from "@/pages/finance/packages";
 import ArticleEditorPage from "@/pages/article-editor";
 import ParkLayout from "@/pages/park";
 import CompanyEditPage from "@/pages/park/company-edit";
@@ -83,6 +84,7 @@ export default function App() {
             <Route path="/tasks/:id/edit" element={<TaskEditor />} />
             <Route path="/providers" element={<ProvidersPage />} />
             <Route path="/config" element={<ConfigPage />} />
+            <Route path="/finance/packages" element={<RechargePackagesPage />} />
             <Route path="/article-editor" element={<ArticleEditorPage />} />
             <Route path="/park-screens" element={<ParkScreensPage />} />
             <Route path="/settings" element={<SettingsPage />} />

src/lib/rbac.tsx

@@ -1,5 +1,6 @@
 import type { LucideIcon } from "lucide-react";
 import {
+  Wallet,
   Users,
   GraduationCap,
   Calendar,
@@ -72,6 +73,12 @@ export const NAV: NavGroup[] = [
       { to: "/plans", label: "流程启动", icon: Flag, roles: ["operator"], perm: "menu:admin_plans" },
     ],
   },
+  {
+    title: "财务",
+    items: [
+      { to: "/finance/packages", label: "充值套餐", icon: Wallet, roles: ["operator"] },
+    ],
+  },
   {
     title: "业务运营",
     items: [

src/pages/finance/packages.tsx

@@ -0,0 +1,132 @@
+import * as React from "react";
+import { PageHeader } from "@/components/generic/PageHeader";
+import { Card, CardContent } from "@/components/ui/card";
+import { Button } from "@/components/ui/button";
+import { Input } from "@/components/ui/input";
+import { Label } from "@/components/ui/label";
+import { configApi } from "@/api/resources";
+
+/** 充值套餐项（system_configs.recharge_packages JSON）。
+ *  amount=面额(元)、bonus=赠送(元)、discount=折扣%(100=原价)、enabled=上架开关 */
+interface Pkg {
+  id: string;
+  amount: number;
+  bonus: number;
+  discount: number;
+  label: string;
+  enabled: boolean;
+}
+
+const CONFIG_KEY = "recharge_packages";
+const EMPTY: Pkg = { id: "", amount: 10, bonus: 0, discount: 100, label: "", enabled: true };
+
+export default function RechargePackagesPage() {
+  const [items, setItems] = React.useState<Pkg[]>([]);
+  const [loading, setLoading] = React.useState(true);
+  const [saving, setSaving] = React.useState(false);
+
+  const load = React.useCallback(async () => {
+    setLoading(true);
+    try {
+      const rows = await configApi.list();
+      const row = (rows as { key: string; value: string }[]).find((r) => r.key === CONFIG_KEY);
+      const parsed = row?.value ? JSON.parse(row.value) : [];
+      setItems(
+        (Array.isArray(parsed) ? parsed : []).map((p: Partial<Pkg>, i: number) => ({
+          id: p.id || `p${i + 1}`,
+          amount: Number(p.amount ?? 0),
+          bonus: Number(p.bonus ?? 0),
+          discount: Number(p.discount ?? 100),
+          label: p.label || "",
+          enabled: p.enabled !== false,
+        })),
+      );
+    } catch (e) {
+      window.alert((e as Error).message || "加载套餐配置失败");
+    } finally {
+      setLoading(false);
+    }
+  }, []);
+
+  React.useEffect(() => { load(); }, [load]);
+
+  const patch = (i: number, fields: Partial<Pkg>) =>
+    setItems((arr) => arr.map((it, k) => (k === i ? { ...it, ...fields } : it)));
+
+  const save = async () => {
+    // 校验：面额>0、折扣 1~100、id 唯一
+    const ids = new Set<string>();
+    for (const [i, it] of items.entries()) {
+      if (!(it.amount > 0)) { window.alert(`第 ${i + 1} 行：面额必须大于 0`); return; }
+      if (it.discount < 1 || it.discount > 100) { window.alert(`第 ${i + 1} 行：折扣需在 1~100 之间`); return; }
+      const id = it.id.trim() || `p${i + 1}`;
+      if (ids.has(id)) { window.alert(`套餐 ID 重复：${id}`); return; }
+      ids.add(id);
+    }
+    setSaving(true);
+    try {
+      await configApi.set(
+        CONFIG_KEY,
+        JSON.stringify(items.map((it, i) => ({ ...it, id: it.id.trim() || `p${i + 1}` }))),
+        "算力充值套餐（app/pay 支付子应用读取）",
+      );
+      window.alert("套餐已保存，最长 60 秒内生效");
+      load();
+    } catch (e) {
+      window.alert((e as Error).message || "保存失败");
+    } finally {
+      setSaving(false);
+    }
+  };
+
+  return (
+    <div>
+      <PageHeader
+        title="充值套餐"
+        description="算力充值套餐配置：面额、赠送、折扣与上架开关；保存后由支付服务读取（约 60 秒缓存）"
+        actions={
+          <div className="flex gap-2">
+            <Button variant="outline" onClick={load}>刷新</Button>
+            <Button variant="outline" onClick={() => setItems([...items, { ...EMPTY }])}>新增套餐</Button>
+            <Button onClick={save} disabled={saving || loading}>保存</Button>
+          </div>
+        }
+      />
+      <Card>
+        <CardContent className="pt-2">
+          {loading ? (
+            <p className="py-4 text-sm text-muted-foreground">加载中…</p>
+          ) : items.length === 0 ? (
+            <p className="py-4 text-sm text-muted-foreground">暂无套餐，点击「新增套餐」创建。未配置时前端使用服务端默认套餐。</p>
+          ) : (
+            <div className="space-y-2 py-2">
+              <div className="grid grid-cols-[1fr_100px_100px_100px_1fr_90px_60px] items-center gap-3 px-1 text-xs text-muted-foreground">
+                <span>套餐 ID</span><span>面额(元)</span><span>赠送(元)</span><span>折扣(%)</span><span>显示名称</span><span>上架</span><span />
+              </div>
+              {items.map((it, i) => {
+                const pay = Math.round((it.amount * it.discount) / 100);
+                return (
+                  <div key={i} className="grid grid-cols-[1fr_100px_100px_100px_1fr_90px_60px] items-center gap-3">
+                    <Input value={it.id} onChange={(e) => patch(i, { id: e.target.value })} placeholder="p10" />
+                    <Input type="number" min={1} value={it.amount} onChange={(e) => patch(i, { amount: Number(e.target.value) })} />
+                    <Input type="number" min={0} value={it.bonus} onChange={(e) => patch(i, { bonus: Number(e.target.value) })} />
+                    <Input type="number" min={1} max={100} value={it.discount} onChange={(e) => patch(i, { discount: Number(e.target.value) })} />
+                    <Input value={it.label} onChange={(e) => patch(i, { label: e.target.value })} placeholder="前端显示名（留空自动）" />
+                    <div className="flex items-center gap-2">
+                      <input type="checkbox" checked={it.enabled} onChange={(e) => patch(i, { enabled: e.target.checked })} />
+                      <span className="text-xs text-muted-foreground">¥{pay}</span>
+                    </div>
+                    <Button variant="ghost" size="sm" className="text-destructive" onClick={() => setItems(items.filter((_, k) => k !== i))}>删除</Button>
+                  </div>
+                );
+              })}
+              <p className="pt-2 text-xs text-muted-foreground">
+                实付金额 = 面额 × 折扣%（表内 ¥ 为实付）；用户到账 = 实付 + 赠送。折扣 100 表示原价。
+              </p>
+            </div>
+          )}
+        </CardContent>
+      </Card>
+    </div>
+  );
+}