任务资格要求：最低信用分/要求勋章/要求认证（0061），can_accept 校验，发布端点接收

app/services/task_service.py

@@ -98,10 +98,28 @@ class TaskService:
             return {}
         full = (await self.db.users.get_by_id(uid)) or {}
         credit = await self.db.credit_scores.get(uid)
+        # 勋章（active）
+        badges: list[str] = []
+        try:
+            for ub in await self.db.user_badges.list_active(uid):
+                if ub.get("badge_code"):
+                    badges.append(ub["badge_code"])
+        except Exception:  # noqa: BLE001
+            badges = []
+        # 认证（approved/active）
+        certs: list[str] = []
+        try:
+            for c in await self.db.certifications.list_by_user(uid):
+                if c.get("status") in ("approved", "active") and c.get("cert_type"):
+                    certs.append(c["cert_type"])
+        except Exception:  # noqa: BLE001
+            certs = []
         return {
             **full,
             "credit_level": (credit or {}).get("level", "L1"),
             "credit_score": (credit or {}).get("total_score", 0),
+            "badges": badges,
+            "certifications": certs,
         }
 
     async def can_accept(self, task: dict | None, actor: dict | None) -> dict:
@@ -169,6 +187,29 @@ class TaskService:
         if cond.get("deposit") and int(cond["deposit"] or 0) > 0:
             reasons.append("需缴纳接单保证金")
 
+        # ── 独立资格字段（0061）：最低信用分 / 要求勋章 / 要求认证 ──
+        min_score = int(task.get("min_credit_score") or 0)
+        if min_score > 0 and int(full.get("credit_score") or 0) < min_score:
+            reasons.append(f"信用分需 ≥ {min_score}（当前 {full.get('credit_score', 0)}）")
+        try:
+            req_badges = json.loads(task.get("required_badges") or "[]")
+        except Exception:  # noqa: BLE001
+            req_badges = []
+        if isinstance(req_badges, list) and req_badges:
+            have_badges = set(full.get("badges") or [])
+            missing_b = [b for b in req_badges if b not in have_badges]
+            if missing_b:
+                reasons.append(f"需持有徽章：{'、'.join(missing_b)}")
+        try:
+            req_certs = json.loads(task.get("required_certifications") or "[]")
+        except Exception:  # noqa: BLE001
+            req_certs = []
+        if isinstance(req_certs, list) and req_certs:
+            have_certs = set(full.get("certifications") or [])
+            missing_c = [c for c in req_certs if c not in have_certs]
+            if missing_c:
+                reasons.append(f"需完成认证：{'、'.join(missing_c)}")
+
         # 软性提示（不阻断）
         if cond.get("price_range") and isinstance(cond["price_range"], dict):
             pr = cond["price_range"]