feat(workspace-context): load .local. instruction overlays by default

Load a per-directory local overlay in addition to the base instruction
file, matching the Claude Code AGENTS.local.md / CLAUDE.local.md
convention for git-ignored personal guidance.

- New config `localInstructionFileCandidates`, default
  `['AGENTS.local.md', 'CLAUDE.local.md']`; empty disables the overlay.
  The default lives in the plugin Config schema, so every front door
  (TUI/ACP/headless) reads .local. files consistently.
- Per project directory the plugin loads the first-existing base
  candidate, then additively the first-existing local candidate,
  rendered after the base so it takes precedence within the byte budget.
- Base and local tiers get distinct scope keys via a NUL sentinel
  (scopeKey/decodeScopeKey) so they never collide in the baseline map,
  pending window, or version cache.
- The fixed user-global $DSH_HOME/AGENTS.md stays base-only.

Docs: README (config, lifecycle, Known Limitations), regenerated
config-catalog, and a new bilingual Agent Note cross-linked to the
owning workspace-context note. 100% per-file coverage retained.

packages/context/workspace-context/src/index.ts

@@ -74,6 +74,7 @@ export function apply(ctx: Context, config: Config): void {
       maxBytes: resolved.maxBytes,
       maxSourceBytes: resolved.maxSourceBytes,
       instructionFileCandidates: resolved.instructionFileCandidates,
+      localInstructionFileCandidates: resolved.localInstructionFileCandidates,
       signal,
     }, fileSystem)
     const baseline = baselineInstructionState(instructions?.included ?? [])